Engineering & Construction Insurance Broker in Mauritius
Large-scale infrastructure and construction projects involve significant capital expenditure and complex contractual obligations. Insurance programmes must protect stakeholders, project timelines, and investor returns against both physical and financial losses.
Proxy Brokers structures Engineering & Construction coverage designed to meet the requirements of international lenders and local banking institutions. We specialise in high-value projects, including power plants and major infrastructure developments.
Aligning Engineering & Construction Insurance with Project Risk
Construction projects face evolving risk profiles from groundbreaking through to the maintenance period. Our approach ensures insurance functions as financial protection for project completion, not merely compliance documentation for lenders.
Our ACII-qualified specialists provide objective advice with no insurer shareholding. We align coverage with international contractual standards (such as FIDIC or bespoke local equivalents).
For design-build projects, we integrate Engineering & Construction coverage with Liability & Financial Lines solutions to address professional exposure throughout the project lifecycle.
Our Specialist Engineering & Construction Lines
We provide technical placements for a broad spectrum of engineering and infrastructure risks:
Contractors All Risks (CAR) & Erection All Risks (EAR)
Comprehensive protection for contract works, materials, and equipment against physical loss or damage, including third-party liability during execution.
Advance Loss of Profits (ALOP) / Delay in Start-Up (DSU)
Protection for the owner’s financial loss including debt service and lost revenue resulting from delays caused by insured physical damage.
Contractors’ Plant & Equipment (CPE)
Coverage for construction machinery and specialised plant, whether on-site, in transit, or in storage.
Machinery Breakdown
Protection for the installation and operational phases of mechanical and electrical plants.
Decennial Liability
10-year structural warranty protection required under Mauritian law, essential for developers and contractors.
Technical Oversight and Claims Strategy
Construction claims involve multiple parties and often require technical interpretation of testing and commissioning periods.
- We review policy wordings at inception to ensure precise definitions of damage and operational handover.
- We conduct on-site risk inspections during key construction phases to ensure coverage aligns with project evolution.
Our Claims Advocacy team coordinates with loss adjusters and forensic engineers to ensure fair assessment of losses.