Property Pecuniary Insurance broker
Property insurance becomes ineffective when coverage does not properly reflect operational realities, production dependencies, and financial exposures. At Proxy Brokers, we structure Property Business Interruption programmes designed to protect both physical assets and business continuity following insured events.
We advise businesses operating across industrial, manufacturing, agribusiness, hospitality, logistics, energy, and commercial sectors, including companies with high-value assets and complex operational inter dependencies.
A Technical Audit of Property Damage and Business Interruption Risks
Standard insurance programmes often fail because sums insured, indemnity periods, or policy extensions are not aligned with the actual risk profile of the business. Our approach begins with a technical review of your operations, production processes, dependencies, and financial exposures.
We assess areas such as Maximum Probable Loss through the expertise of our outsourced risk surveyors, replacement timelines for critical machinery, supply chain vulnerabilities, and exposure accumulations across locations. Particular attention is given to
Business Interruption exposures, where inadequate indemnity periods can significantly impact operational recovery following a major loss.
For industrial and infrastructure projects, we also coordinate Property coverage with Engineering & Construction programmes to minimise potential gaps during expansion, maintenance, or installation phases.
Our Property & Asset Protection Solutions
We provide specialist coverage across seven core categories:
Property Damage Business Interruption (PD/BI)
Protection for buildings, plant, machinery, stock, and loss of gross profit/revenue following insured physical damage.
Machinery Breakdown & Electronic Equipment
Coverage for sudden mechanical or electrical failure, including operational interruption and damage to critical systems.
Deterioration of Stock
Specialised protection for refrigerated goods, perishable commodities, and temperature-sensitive operations.
Crime, Fidelity & Money
Protection against employee dishonesty, internal fraud, theft, forgery, and cash losses.
Political Violence & Terrorism
Coverage for property damage and business interruption arising from riots, strikes, civil commotion, sabotage, terrorism, and malicious acts.
Crop Insurance
Protection for agricultural production, plantations, and weather-related risks affecting crop yields and farming operations.
Livestock Insurance
Coverage for livestock mortality, disease outbreaks, and operational exposures affecting poultry, cattle, and other biological assets.
For businesses involved in infrastructure projects or capital works, discover our Engineering & Construction insurance solutions.
Support at Claim Stage
Insurance coverage is ultimately tested when a claim occurs. We review deductibles, warranties, policy conditions, and extensions to ensure coverage operates as intended. Our team remains involved throughout the claims process to assist clients in navigating insurers, surveyors, and technical assessments while protecting operational continuity.