Hospitality Insurance Broker in Mauritius
Hotels, resorts, restaurants, and hospitality operators face a unique combination of operational, reputational, and liability risks. Guest safety, operational continuity, property protection, and service standards all play a direct role in maintaining profitability and brand reputation.
At Proxy Brokers, we structure insurance programmes for hospitality operators across Mauritius and the Indian Ocean region, including hotels, resorts, villas, restaurants, leisure operators, and mixed-use hospitality developments. Our approach focuses on protecting both physical assets and the operational continuity of guest-facing businesses.
Protecting Hospitality Assets & Operations
Hospitality operations rely heavily on uninterrupted service, high occupancy levels, and the protection of premium assets. Insurance programmes must therefore address not only physical damage, but also the financial consequences arising from operational disruption.
We assist hospitality operators in reviewing property values, business interruption exposures, operational dependencies, and liability risks to ensure insurance solutions remain aligned with the realities of the sector.
Property Damage & Business Interruption
Protection for hotels, resorts, restaurants, spas, and hospitality facilities against fire, cyclone, water damage, machinery breakdown, and other insured perils, including resulting loss of revenue.
Machinery Breakdown & Operational Equipment
Coverage for critical operational systems such as air conditioning plants, refrigeration systems, kitchens, generators, lifts, and electronic equipment.
Guest, Public & Employers Liability
Protection against third-party bodily injury, guest-related incidents, food-related exposures, and employer liability risks arising from hospitality operations.
Money, Theft & Fidelity Risks
Coverage addressing theft, employee dishonesty, cash handling exposures, and operational fraud risks.
Cyber & Data Protection Risks
Protection against cyber incidents, ransomware, payment system breaches, and unauthorised access to guest or operational data.
Operational Continuity & Claims Support
For hospitality businesses, delays in repairs or prolonged operational interruption can quickly impact occupancy, customer confidence, and revenue generation. Our role is to help ensure insurance programmes respond effectively when incidents occur.
We assist clients throughout the claims process by coordinating with insurers, loss adjusters, repairers, and other stakeholders to support operational recovery and minimise disruption to business activities. For complex losses involving high-value infrastructure or revenue drop, explore how our Claims Advocacy team secures policy intent.
For hospitality groups operating large properties or mixed-use developments, discover our Property & Business Interruption insurance solutions.